This California Consumer Privacy Act Disclosure & Statement of Rights ("Disclosure") provides additional information regarding the privacy rights of California residents, and supplements and is an integral part of our Privacy Statement. Among other things, this Disclosure:
This Disclosure is being provided to California residents (“you") in accordance with the California Consumer Privacy Act of 2018, as amended ("CCPA")
THIS DISCLOSURE PERTAINS ONLY TO THOSE PERSONS WHO ARE, OR AT ANY TIME SINCE JANUARY 1, 2019, WERE, CALIFORNIA RESIDENTS.
IF YOU ARE NOT A CALIFORNIA RESIDENT, PLEASE REFER TO OUR PRIVACY STATEMENT FOR INFORMATION ABOUT OUR PRIVACY POLICIES AND PRACTICES THAT ARE APPLICABLE TO YOU.
We may collect and use personal data and information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with you or your household (collectively, "Personal Information"). Our Privacy Statement lists many of the types of Personal Information about you that we may collect (from you or from others) and use (see "How and why we obtain personal information about you").
The list below includes additional detail about the categories of Personal Information about you that we may collect and use, to the extent not otherwise prohibited by law. (Some of these categories of Personal Information, or specific types of Personal Information included within these categories, relate only to our current, former and prospective employees and contractors. Those are noted by an asterisk (*).)
Category | Common Examples |
---|---|
Identifiers | Your real name, alias, business and residential address, business and residential postal address, unique personal identifiers (e.g., client and employee identification numbers*), telephone number, internet protocol address, device identifiers, email address, user account name or other online access credentials, state of residency, date of birth, signature, social security number, driver’s license number, state identification card number and passport number |
Commercial, Business & Transactional | Company affiliations; business and investment activities and philosophies; and investment and other commercial behaviors and tendencies |
Internet or Other Electronic Network Activity | Browsing history, search history, and information regarding interaction with an internet web site, application, or advertisement |
Geolocation | Geolocation Information relating to the geographic location from where you are accessing our websites and networks. |
Audio, Electronic & Visual | Audio recordings, photographs and video imagery, including visual depictions of other categories of personal information |
Professional | Professional history, affiliations, licenses and certifications, and disciplinary matters* |
Employment | Past and current employment experience, status*, performance*, compensation* and employment benefits* |
Education | Education level, degree(s), and academic achievements and accomplishments* |
Demographic | Bank/credit/debit/investment/financial accounts, Financial condition, credit scores, insurance policy number, assets, debts, investments, motor vehicle registrations, and investment preferences, attitudes, characteristics, tendencies and behaviors |
Health* | Health condition; medical, dental, vision and insurance information; workers compensation information; and absence data, including leave pursuant to the federal Family Medical Leave Act, 29 USC 2601 et seq and similar state laws |
Individual Characteristics* | Personal preferences, attitudes, characteristics, tendencies and behaviors |
Charitable, Civic & Community* | Information relating to philanthropic and community service activities, involvement with charities, involvement with civic, community, religious and political organizations, charitable donations, and political contributions |
Legal | Legal proceedings, convictions, judgments, garnishments, and regulatory and administrative investigations and actions |
Of the various types of Personal Information that we may collect and use, the following are considered “sensitive” under California law:
Personal Information also includes inferences drawn from your non-sensitive Personal Information (whether by us or by others) about your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities and aptitudes.
Information is not considered Personal Information, even if it is the kind described above, if:
We collect and receive Personal Information directly and indirectly from you and from others ("Information Sources"). Our Privacy Statement lists many of the sources from which we may collect or receive of Personal Information (see "How and why we obtain personal information about you" and "Cookies")). Additionally, we may collect Personal Information
We collect and use Personal Information for a variety of business and commercial purposes, as explained in our Privacy Statement (see "How and why we obtain personal information about you" and "Sharing your personal data").
Additionally, we collect and use Personal Information in connection with:
Except as further explained below regarding our employees, at this time, we do not sell (i.e., transfer in exchange for payment of money or other valuable compensation) or share (i.e., transfer for cross-context behavioral advertising), and during the past 12 months have not sold or shared, Personal Information (including sensitive Personal Information) to third parties, including Personal Information of California residents under 16 years of age. However, you have the right to opt out of the sale and/or sharing of your Personal Information that might occur in the future. For more information about your right to opt out of the sale or sharing of Personal Information, or to submit a request to opt out of the sale and/or sharing of your Personal Information by us, please click here or click the link at the bottom of this page entitled "Do Not Sell or Share my Personal Information."
Please note that at this time, we do not recognize “opt-out preference signals” or other types of Global Privacy Controls.
Although at this time we do not sell or share Personal Information except as described above, we do disclose Personal Information to others for certain business purposes (as defined in the CCPA). Our Privacy Statement explains how, when and with whom we disclose Personal Information (see "Sharing your personal data").
The categories of Personal Information we have disclosed for these purposes during the past 12 months are listed below (although not every category of information may have been disclosed about every California resident). (Some of these categories of Personal Information, or specific types of Personal Information included within these categories, relate only to our current, former and prospective employees and contractors. Those are noted by an asterisk (*). See “Categories of Personal Information (Including Sensitive Personal Information) We May Collect and Use” above for more information).
Category | Disclosed |
---|---|
Identifiers* | Yes |
Commercial, Business & Transactional | Yes |
Internet or Other Electronic Network Activity | Yes |
Geolocation | No |
Audio, Electronic & Visual | Yes |
Professional* | Yes |
Employment* | Yes |
Education | Yes |
Demographic* | Yes |
Financial | Yes |
Health* | Yes |
Individual Characteristics* | Yes |
Charitable* | Yes |
Legal | Yes |
You have the right to request that we delete Personal Information about you that we have collected from you. Upon receipt from you of a Verified Request (as defined below) asking that we delete Personal Information about you that we have collected from you, we shall delete all such information unless you request deletion of only certain items of information (in which case, we will only delete the items you request), and shall direct our Service Providers and Contractors to do the same, except for Personal Information that that we or our Service Providers or Contractors have a legal right or obligation to retain.
If we do not delete certain items of Personal Information because we have a legal right or obligation to retain that information, we shall notify you of that.
Further, if we do not delete certain items of Personal Information because we have a legal right or obligation to retain that data, we shall delete that information at such later time that we no longer have a legal right or obligation to retain that information.
You have the right to request that we correct inaccuracies in Personal Information we maintain about you, taking into account the nature of the Personal Information and the purposes for which we process it. Upon receipt from you of a Verified Request (as defined below) requesting correction of inaccuracies in your Personal Information, we shall use commercially reasonable efforts to correct those inaccuracies.
You have the right to request information about our collection of your Personal Information. Upon receipt from you of a Verified Request (as defined below) for information about our collection of Personal Information about you, we shall disclose to you the following for the 12-month period preceding our receipt of your Verified Request:
You also may request the above-described information beyond the 12-month period with respect to any Personal Information we have collected since January 1, 2022, which we will provide to you except to the extent it is impossible for us to do so or would require disproportionate effort by us.
You have the right to request information about our sale, sharing and disclosure of Personal Information about you. Upon receipt from you of a Verified Request (as defined below) for information about our sale, sharing and disclosure of Personal Information about you, we shall disclose to you the following for the 12-month period preceding our receipt of your Verified Request:
You also may request the above-described information beyond the 12-month period with respect to any Personal Information we have collected since January 1, 2022, which we will provide to you except to the extent it is impossible for us to do so or would require disproportionate effort by us.
You may use any of the options listed below to submit a request to us to delete Personal Information about you that we have collected from you, or to correct inaccurate Personal Information about you, or a request for information about our collection of your Personal Information (including a copy of that information), or a request for information about our sale, sharing and disclosure of Personal Information about you:
If you wish to opt out of the sale of Personal Information about you, please see “Sale and Sharing of Your Personal Information and Your Opt-Out Rights” above.
You also may authorize another person or a company to submit a request on your behalf. (These are called “Authorized Agents” – see below for more information on submitting requests through an Authorized Agent.)
If you send us a request by letter or email, it is important that you provide some basic information to us so that we can process your request. At a minimum, please include the following:
A “Verified Request” is a request that we can verify (using commercially reasonable efforts) as having been submitted by you on your own behalf, or by you on behalf of any of your children under 18 years of age, or by your Authorized Agent.
Promptly after receiving your request, we will take such reasonable steps as may be needed to verify that the person making the request is the person about whom we have collected the Personal Information that is the subject of the request or, if applicable, that the person or company submitting the request on behalf of another is authorized to do so. In attempting to verify the request, we may request:
Any Personal Information we collect to verify a request, and which do not otherwise possess for other purpose, will be used solely for the purposes of verification of your request.
In some cases, another person or company may submit a request for you. These are called “Authorized Agents.” This is permitted if:
In connection with processing your request, we may request additional information to verify that the person or company submitting the request on your behalf is authorized to do so. For example, we may require:
If we cannot reasonably verify the request, then we will not consider the request to be a "Verified Request" and we will not be required to honor the request. Similarly, we may refuse to process a request submitted by another person or company on your behalf if we cannot verify that the person is your Authorized Agent or we believe that the request is otherwise fraudulent.
If we are unable to verify a request to delete Personal Information, the request will be treated as a request to opt out of the sale and sharing of Personal Information about you (see “Sale and Sharing of Your Personal Information and Your Opt-Out Rights” above).
We will respond to a Verified Request to provide information within 45 days of receiving the request, unless a longer period of time is reasonably necessary to provide the requested information, in which case we may take up to 90 days to provide the requested information. If providing the requested information will require more than 45 days, then within 45 days of having received your request, we will notify you of the delay and the reason(s) for it.
Our response to a Verified Request to provide information will be in writing and will be delivered to you in the manner specified by you in your request. Information disclosed pursuant to the Verified Request, including any specific pieces of Personal Information we have collected about you that you have requested we provided to you, will be in a readily useable format that you can transmit to others.
If responding to a Verified Request does not require that we provide information to you (for example, if you are requesting that we delete Personal Information we have collected from you), then we will act on the request within 45 days of receipt, unless a longer period of time is reasonably necessary to act on the request, in which case we may take up to an additional 90 days (for a total of 135 days) to act on the request. If acting on such a request will require more than 45 days, then within 45 days of having received your request, we will notify you of the delay and the reason(s) for it.
If we have questions about your request or otherwise need to discuss it with you, we will attempt to contact you in the manner you have specified in your request for communicating with you.
If we do not take action on your request, we will inform you of that decision and the reasons for it within the time periods specified above.
We are not required under CCPA to provide information to you about our collection of your Personal Information or our sale and disclosure of Personal Information about you more than twice within a 12 month period. Additionally, we may refuse to honor unfounded or excessive repetitive requests to us, or charge a reasonable administrative fee for honoring those requests, and in either case, will notify you of our decision.
Except as noted above, you will not be charged by us for determining whether your request is a Verified Request, responding to your request (whether or not a Verified Request), providing information in response to your request, acting on your request, or communicating with you about your request.
If you wish to contact us about a request you have submitted to us, or if you believe we have made a mistake in responding to or denying your request, you may contact our US Data Protection Officer by telephone, email or U.S. mail as specified above under "How to Submit a Request".
We shall not discriminate against you if you exercise your rights under CCPA. This means that we will not do any of the following things just because you have exercised your CCPA rights:
At this time we do not offer (a) monetary payments or other financial incentives in exchange for individuals permitting us to collect, sell, share or retain their Personal Information or (b) alternative prices or rates, or different levels or quality of goods or services, based on the value to us of your Personal Information.
The provisions of CCPA can be found in sections 1798.100 et seq of the California Civil Code.
Please be aware that in certain circumstances, the provisions of CCPA, including some or all of the provisions of this Disclosure, may be wholly or partially inapplicable. Please refer to CCPA for more information about those circumstances.
If we rely on an exception to CCPA in refusing to honor or act on your request to us, we will so notify you in our response to your request. If you are uncertain whether an exception to CCPA may apply to you or Personal Information about you, or if you have more questions regarding your rights under CCPA, please contact an attorney.
From time to time we may make changes to this Disclosure. This Disclosure was last updated on January 1, 2023.